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What Do You Want To Spend Your Credit Card Rewards On?



Decisions - decisions - what are you going to spend your credit card rewards on? Personally I am saving for travel rewards. That includes the flight and the hotel! It may take a year or two but I will get a free trip for my hard work! It really is not hard work; I just spend on things that I would be buying anyway. To me a free trip is well worth waiting for. I know someone who saved her credit rewards for her and her husband’s honeymoon. A free honeymoon! An all-inclusive trip for FREE! How can you beat that? Just for spending the money you have to spend anyway.



Rewards - rewards - rewards! You have your cash back rewards, your travel rewards, airline rewards, merchandise and gift certificate rewards and the really useful these days gas rewards! Who couldn’t use some free gas?

Receive 50 TrueBlue® points with your first purchase from American Express – that's half way to an award flight!

I know someone else who charges everything she buys and then pays it off each month. She says, “Well I have to buy the stuff anyway, gas, groceries, etc. Its not like I am charging just to get the rewards” What does she get with her credit rewards? She gets about two free flights each year! Wow--

Here is your plan:

Do your research; find and get the credit card 'with rewards' that gives the rewards you are looking for. One to check out, Clear from American Express is a simple card with nothing to hide no hidden fees,-  no fine print, no complicated redemption program. Purchase your everyday things and major purchases using your new reward card(s). Be sure to keep track of your spending and save the money each month to pay off your card. When the bill comes just pay it off each month so you do not have to pay any interest charges.

Bonus!
If you are trying to improve your credit this will really help, although you should leave around a ten-dollar balance each month so the credit card company(s) will report your good standing to the credit beaus each month. If you have a zero balance some credit companies do not report that month.

Then all you have left to do is to enjoy your credit card rewards: trip, cash, free gas, or which ever credit reward you desire!

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